I can remember when I sent the last payment to Sallie Mae and basking in the glow of FINALLY paying off my student loans! Fortunately my school was too expensive (or prestigious) as many friends of mine who are saddled with $40,000+ in education loans that must be repaid within 10 years. I stumbled across this article about student loan forgiveness and that nearly 33 millions of Americans could be eligible but do not take advantage of several forgiveness programs! Teachers, soldiers, firefighters, policeman, doctors and nurses could potentially be missing out on the government paying off their loans. Read the article by clicking here.
I read this blog post from Kimi Davis and thought it made much sense in how your child can develop a palate to eating a diverse group of foods. In short, it found that what a mother eats in her pregnancy and while breastfeeding can greatly impact if your child is a picky eater or not. Read about it by clicking here.
Even as I grow older, and supposedly wiser, I can not tell you how my FICO credit score is truly determined. I know it is based on my payment history, number of accounts and debt but as I check my score month to month it goes up and down and differs from once reporting agency to another. Now there is a growing trend of credit companies using your social media accounts to determine your credit worthiness! Yes, the people you interact with on Facebook and twitter could possibly impact your FICO score! And it isn't just those sites, Amazon, EBay and other online shopping pages are being used my a few companies to determine if they want to lend you credit or not!
The kids are back in school and the college football season starts this weekend. Although the weather doesn't yet reflect it, autumn is on the way! Time to think about your fall vegetable garden that includes onions, radishes and lettuce. Click here for a professional's guide to fall gardening.
Not one of the classiest post ever but an important subject to talk about. Clay cat litter is not a big friend of the environment and potentially bad for your cat's health. It is generally stripped mined used clumping clay cat litter never biodegrades in the landfill. Clay litter contains silica, which is a known carcinogen when inhaled. Clumping clay litter contains sodium bentonite which expands to 15 times its volume and forms an insoluble mass when it contacts liquid. It does the same thing when cats ingest it as they groom themselves after using the litter box.
So here's a look at green cat litter. The pros and cons:
What are green litters?
Green cat litters are made using natural ingredients, such as pine sawdust, cedar sawdust, corncob litter, wheat husks and silica gel pearls or crystals. There are even litters made using recycled paper, such as Yesterday's News cat litter.
While eco-friendly kitty litters are nicer to the environment, not all of them are an ideal choice for your pet, according to Dr. Justine Lee, chief veterinarian and pet expert for Wayfair. Some of them are less dusty, while others simply contain fewer chemicals — but you might have to try several brands and types to find which one fits your lifestyle.
All about kitty
Before you make the jump to a new product, remember that your cat might not be as excited as you are about the switch. And if your cat doesn't like the litter, he might end up urinating somewhere else in the house instead.
Ready to give it a try anyway? Lee recommends doing it gradually. "Cats do not tolerate sudden changes as they are creatures of habit," she says.
Keep in mind that many green litters (like newspaper and sawdust) don't clump, so you'll have to replace the litter more often, which can get expensive. If you buy a litter that does not absorb moisture well and the bottom of the tray stays wet and foul, your cat is less likely to go in frequently, according to Lee. "Cats that go into the litter box less often are more likely to develop signs of feline lower urinary tract disease (FLUTD)," Lee says. The answer? Keep your eyes open when switching litters to make sure things go smoothly.
What's that smell?
For all the good things about green cat litters, there's one thing you won't get from them... great odor control. That's because the odor control in most cat litter comes from the addition of synthetic chemicals that eco-friendly litters don't have.
The solution? Scoop daily. If you have several cats, multiple litter boxes might be the answer — so the litter stays clean for longer. You can also add some baking soda to the litter box to help absorb the odor. Some green litters, like those made from pine, have a natural scent that will help mask other odors and make them a better choice if odor control is really important to you.
Thank you all who dined at IHOP's in Gainesville and Ocala Saturday! 10% of your bill will be donated to Chris Malone's Miracle Money Makers for the 2013 Radiothon for Kids! Here is a snapshot of what happened at the S. Pine Ave IHOP in Ocala.
Joan and her staff at the IHOP on S. Pine Ave welcomed 98.5 KTK with open arms! They were excited for the day to begin!
My Team's Co-Captain, Caitlyn Dunning, was hosting the event at the SR 200 IHOP in Ocala.
IHOP was filling up fast as customers happily ordered breakfast. I suggested that since 10% of their bill was going to help CMN kids to order extra...like an extra side of bacon!
It's so nice to see kids donating money to CMN! In exchange, they were able to fill a balloon to show their pride in helping other kids!
Overall it was a great event for us all. A special thank you to IHOP Restaurants, who made today possible. I like to think that we all have given a little cash and a a lot of hope to the hundreds of children and their families of Shands patients, kids currently at the hospital and those we have lost. I sincerely thank you all for participating! It means so much to me!
A report shows that men are 70 percent more likely to die from malignant melanoma , the most serious type of skin cancer, than women. This despite that the incidence of diagnosis is roughly the same for men and women, 17.2 men compared to 17.3 women per 100,000. So it's not that men get skin cancer more often than women, but that they die from it more often. Why? Click here for the story.
Thankfully most of my voice is back! Thank you all so much for your calls and notes of concern. I truly feel fine...it's just my voice...and being without a voice when you work at a radio station is a frustrating thing!
Can a marriage be like a lease? Or perhaps a better question: Should a marriage be like a lease?
Alright KTK family, here's is your chance to help the kids at Shands while enjoying a delicious breakfast! Ocala Eye & Malone's Miracle Money Makers invite you this Saturday (8/24), between 6am and 12 noon to either IHOP locations Ocala and in Gainesville as 10% of your bill will be donated to our upcoming Radiothon for Kids, benefiting the children and families of UF Health Shands Children's Hospital! I will be at the S. Pine Avnue restaurant in Ocala, my team co-captrain, Caitlyn Dunning will be at theSR 200 location and represenitives from CMN will be at the Gainesville store.
Choose either location & click on it for directions: