credit

A 15 Minute Phone Call Could Save You $2,500

Is 15 minutes of your time worth saving up to $35? It pays to call your credit card company if they’re trying to hit you with a fee. A recent survey found that most creditors will back down if you simply call them out. A CreditCards.com survey found that 84% of major credit card holders who asked...
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When It Comes To Kids, Cash IS Still King

One of the best lessons you can teach your children is the value of money and many offer advice of giving your child a credit card to learn that responsibility. However the best route is to use cash. In an ever increasing cashless society, paper and coin money finite, unlike plastic. But paying...
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How To Remove Bad Marks On Your Credit Report

Nothing can stop the excitement of making a major purchase, like a house or car, faster than getting denied a line of credit. Not to mention if could be a determining factor in getting insurance and even a job! More than one in five consumers have a "potentially material error" in their credit file...
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Credit Card Issuers Ditch The Signature At Purchase

You probably have noticed this more often lately. After inserting your credit card into the reader the signature page never comes up as your transaction is completed. Beginning this month, major credit card issuers, including Visa, American Express, Mastercard and Discover, will no longer require...
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Some Lesser Known Perks Of Amazon Prime

You may be new to Amazon Prime membership or have enjoyed the benefits for quite some time. But there are more than just free shipping, movies and TV shows and music, there are a few lesser known benefits. For instance, you have virtually unlimited photo storing space. PrimePhotos can be accessed...
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1 In Three Americans Burned By Lending Their Credit Card To Friends And Family

Money might be able to buy you happiness but lending your credit card is a surefire way to end a friendship and cause a family controversy for many years to come. A recent survey by credit cards.com found that more than 36 million people have been burned by lending their credit card to someone...
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Transferring Credit Card Debt To A New Card May Help Boost Your Score

Most Americans carry a lot of debt in the form of credit cards. It's such a big business that many banks and financial institutions offer zero percent interest rates by opening new lines of credit. While you may think its best not to open new credit and pay off your debt, it's not necessarily the...
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Inside Look How Auto Insurance Companies Create Rates

There is so much information about you that goes into your automobile insurance. Of course your driving record, type of car and miles you drive can affect the premiums, but you may not know that education, credit score and even weather can too? It's called nondriving factors and it can make a big...
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Thieves Get Away Using In-Store Electric Scooters

In the movies criminals have their escape route all ready to go and usually it involves a waiting person in a getaway car the speeds down the road or thieves running at away from the scene of the crime. That's in the movies. In real life a criminal couple used the in-store electric scooters as...
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Meaningful Ways To Pay Off Debt

It's easy to go overboard when shopping for the holidays and now it's time to pay for all that splurging. Here are some tips to pay down and off those shopping sprees faster. Look to transfer your credit card balance to a zero interest card. While most banks charge a transfer fee to move a balance...
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